The best way to face the future is to prepare for it. Life can be unpredictable.A family, living comfortably today, could be below the poverty line tomorrow should one or both breadwinners lose their jobs.Being prepared, as the boy scouts say, is a good motto for us all when it comes to finances.Having an unexpected emergency fund has never been more important than it is in today's volatile economy. Related article I read entitled: Building an emergency fund . Unexpected emergency situation are possible to solve when we are financially sound.