I agree golfpro, you people that look down on your friends are just stuck up. Doing a PhD isn't exactly great is it? You may finish and yeah you will be called 'Dr', but so what!!! your friends may earn more than you, have a less stressful job, and haven't racked up years of debt.
When you look at it like that, they look cleverer than any of us.
I just hope you don't all think you warrant some higher place in society just because you have a collection of degrees. I certainly don't, I look at my friends back at home and don't think they are stuck in a rut at all, I admire them, some worked hard to become mechanics, electricians and some work in pubs or factories. They are doing what they are happy with or what they wanted to do since we were all at scholl together, and since money isn't everything, they cannot be faulted for this.
So, don't be so stuck up (thats aimed mostly at Zara). A PhD is a step up to a job you want, not a social step-up, because at the end of the day, that is all it is!