Hello,

I realise there's already a few posts on the site regarding getting a mortgage on a PhD wage, but most of these are at least a few months old and with all the financial turmoil at the minute I don’t know if lenders have become a lot stricter about lending.

I was wondering if anyone has recently tried to get a mortgage with a PhD stipend? And if so which lenders accept this as a ‘normal salary’? I hope to begin a PhD in a couple of months, however the thought of doing a PhD and having to rent for another 3 years would drive me insane.

If anyone could other any advice regarding the issue that would be great.

Cheers