Yes, I have the SCONUL card and I have joined a few libraries near where I live, and my University's library services and access to online journals aren't too bad. My biggest problem is to get access to computer labs, some devices that I cannot afford to buy, and the meeting rooms where I can arrange user-feedback exercises. I had to hire a room for the last one I carried out, and my university refuses to pay for any resources that they already have. But it is not possible for me to all the way to my university for everything, because one other thing I cannot claim expenses for is to travel to my university town from where I live. They are ready to pay for any other travel to other destinations. Very strange dilemma.