I'm going to be starting a PhD soon and am wondering if I'm still elligible for a student bank account? If so, from your experiences would I be better sticking with this or going for a graduate account?

You can open a student bank account as a PhD student (and you don't have to close your existing account). I found it useful to have one as there are good deals on interest rates. Graduate accounts assume you're employed and have deals on things like car loans, mortgages etc which were useless for me during my PhD.

Thanks Maggie - I'll need to look into these deals to see whats best for me