Does anyone know a bank that will give a foreign student an overdraft with their account? I'm with HSBC and they won't. Most banks don't seem to do one for non UK students because too many people have buggered off without paying back the overdraft.

My maintenance fee comes in very irregularly- it can be 2 weeks late, in june they didn't pay at all and then said they would pay me double in july ... they will pay it directly on my account one month and then write out a cheque without telling me this the next- so every so often I am a bit stint and can't use an overdraft to cover costs.

Hi there
I had the same problem initially when I went to the bank they would not allow me an overdraft. Then I set up internet banking which allowed me to apply online for an overdraft - it will approve it automatically if you have regular payments into your account though you may not qualify if your stipend isn't regular. I now regularly get offers for loans and credit cards through the post from the same bank that didn't want to lend me any money...Silly isn't it... (I'm with Lloyds).