Try to get a decent deposit, around 5% of the purchase price, that way the bank has collateral. Therefore you pose less of a risk! Try HSBC, they were excellent at arranging mine. I initially went with another mortgage company, 4 months and I’m still waiting for their decision! Keep us posted. All the best. If you don't have any look post back, you could always contact the guy who arranged mine! HSBC rules! (I dont work for them honest!) Meanwhile Toke and everytin be alrigh!