Have you talked to your university career service? They are (probably) in a better position to advise you - parents mean well but might not be giving you the correct advice. As for career prospects after PhD, well, if you want to work in academia or research (either academic or industry) it's pretty much essential. However, you say you are not interested in 'poorly paid research' but no one gets rich on a PhD bursary and it's extrememly hard (research!) work, so perhaps you have answered your own question! Good luck with whatever you decide (and Merry Christmas!)