Can I actually ask you a question, it seems like you're really stressed about your masters.
my advice would be to not worry about phd, fellowship etc. until you get through your masters. concentrate on the task at hand, and then deal with the rest. it will all fall into place.
and ask yourself why you really want to do a phd.
focus on your masters, and get that done. trust me, when you look too far into the future, it can really stress you out.