I am not in my final year, so I don't really know. But I would have thought it would be a joint decision, you would have an idea when your research is enough, and suggest so to your supervisor, then they may agree or disagree.
I suppose you need to look at the whole package, would the final thesis be sufficient? in a viva will it be easily uncovered that you really could have done more? are you happy that your research is complete? is the contribution to knowledge you provide worth a PhD?
Hope this helps, as I'm not in your position, so am just giving off a few ideas.