As a "mature" student I think that having worked in my profession for years and having those experiences under my belt have helped--though at times I wish I could have done this sooner...I think it helps to have some real world experience that gave you confidence, and to learn how to negotiate the dynamics that you encounter anywhere...but there is no complete right or wrong about when to do it, if you have the opportunity, go for it, because really the chance to do a PhD is a privilege, and if you turn it down it may be hard to get the chance again ( money, time, family commitments, etc)