I think Tudor Queen covered this perfectly well. As she (?) says, this is only a question you can answer. I think the best place for you to start is to really discover what you want. There is no right or wrong answer here, it is just about the path you wish to take. You can do exceptionally well via the PhD route, and you can do exceptionally well via the jobs route.
I think Tudor Queen raises all the important questions, my advice would be to sit down with someone you trust, someone who knows you well, and to run these questions passed them. I find it very helpful to have someone to bounce ideas off of.