Not my field, I'm afraid. You could probably find out easily enough by searching on the web for the kind of job you'd like to do in the future, and looking at the required qualifications and salaries involved. Have you asked your first degree tutors or University careers service for advice on this matter?
You should really speak to your course tutor about this. The careers service will also be helpful. The chances are that with a PhD you will earn more than a new graduate, but probably not more than a graduate who's already been working for three years (while you were doing your PhD). However it is the kind of work you want to get into which is affected by a PhD. The door will be closed to many research jobs (particularly in academia) without PhD level qualifications.
DO NOT go for a PhD if you don't wish to teach and/or do research in a university. But if you still go for it, complete it and do not expect to get anything in return, just because you have a PhD. Also remember that, after a 4-5 year industry experience, if you want to teach, it is extremely difficult or at times impossible to get into academia. This is all from my experience.
A Master's degree is good enough for industry.
PVM, PhD
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