Hi all!
So I’m applying for the PhD loan, and it will be the only way I can fund my course. Along with my savings and fiancé’s wage, the £27300 split over 3 years would leave us comfortable. However, split over 4 years we would struggle. The course I want to do says ‘up to 4 years’. Do I get to choose how many years the PhD loan is spread across? Really worried about it!
Hi Ellen,
Your PhD is not funded ? If the loan is coming from the bank, surely they give it to you in one lump sum and you decided how to send it ? The bets person to ask would be the person given the loan.
If its a stipend it will state its tenable for X years- in my experinces stipends are paid over that time frame- usually monthly, but can be every 3-6 months
I thought the PhD loan got paid in 3 instalments over 3 years according the .gov website. If you are worried about the PhD taking "up to 4 years", that is the university covering themselves legally. Most PhDs aim for 3 years but it is common for people to take 3-6 months extension to write up, so the universities say up to 4 years.
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