PhD stipend and student loan repayments on PostgraduateForum.com

PhD stipend and student loan repayments

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henrytudorvii 1 post
6 years ago

Hi All,

I will be starting a PhD soon, and had a question regarding student loan repayments since my situation is a bit odd.

Wanted to ask if anyone knows whether PhD stipends count as income towards student loan repayments. Without going into too much detail, I have supplementary income that is below the income tax threshold, including some from an ISA, and am certain that I will cross the repayment threshold.

Would PhD stipends count as income to the SLC?

Thanks,

pm133 1246 posts
6 years ago

Quote From henrytudorvii:
Hi All,

I will be starting a PhD soon, and had a question regarding student loan repayments since my situation is a bit odd.

Wanted to ask if anyone knows whether PhD stipends count as income towards student loan repayments. Without going into too much detail, I have supplementary income that is below the income tax threshold, including some from an ISA, and am certain that I will cross the repayment threshold.

Would PhD stipends count as income to the SLC?

Thanks,

Your stipend is tax free and doesnt count towards anything like that.
You dont need to declare it to HMRC and so it wont affect your repayments liability.
If I am wrong about this could someone please tell me ASAP because I will owe HMRC a fortune :)

PhD stipend and student loan repayments

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