How many students here went straight on to study for their MA and how many left it a while before recommencing study?

I have been accepted to do an MA in Linguistics at Manchester. Although at the moment I have money enough to pay for the course, I am worried that I wont be able to support myself financially when it cones to train fares, other financial commitments and living costs etc. I am contemplating deferring until 2008. Has anybody else done this? How do the Uni's react to it?

Any advice is greatly appreciated.

I am filling in an application to ERSC, I have to provide a work shedule. Anybody any ideas for what I should have done and when by etc. It is in the area of linguistics, but at the moment I have no idea. Just wanted a rough guide of when literature review should be done by, data collection, discussions, first drafts etc. If anybody could help, would really appreciate it.

Thanks everybody has been really helpful. I am going to try and put together a proposal, just finding it difficult though when got so much other work to do.

I am applying to my own Uni, but was told I should apply to other institutions too.

Thanks for the replies. I am looking to do my PhD in Linguistics. I have a background of project research and I am enthusiastic about the topic. I'll get on with the proposal then

Newly joined, enjoying the message board so far.
My tutor believes I have the capability to go straight from studying my degree to a PhD. She has agreed to be my advisor and is behind me putting in the application. I have read though that it is difficult to get an interviewer to be fully convinced.......anybody gone straight from Degree to PhD?

Is there anubody here who has gone from a Degree staright to a PhD? My tutor thinks I able, but have heard it is difficult to persuade the interviewees of this.