I'm a BA student and I'm currently writing my dissertation on postgraduate funding. Postgraduate accounts would be a lucrative business opportunity for banks. Postgraduate accounts would serve both the bank in the long-term and the student in the short-term. Postgrad accounts could offer more flexible overdraft facilities and charge less interest on loans as well as offer other incentives such as free text books etc..

What do you guys think? What would be an ideal postgrad account?

All opinions are appreciated, Please have you say!