Hi, thanks to you all for your responses. I have checked out my lender's variable rate and it is not as bad as it was when I took out the mortgage originally - fingers crossed it doesn't creep back up.

Hi, I have read the posts regarding the difficulties in getting a mortgage whilst doing post grad etc. My situation is a little different and I am wondering if anyone else has a similar one and any advice. I currently have a mortgage, the deal will end in June 10 and I will be looking to get another mortgage. My circumstances will have changed from salaried when I took out the mortgage to bursary/career development loan when applying for a re-mortgage. I don't have an expensive property and any mortgage payments would be very similar to any rental outgoings I would have as a student. Anyone been in this situation and happy to pass on what happened?

Many thanks