Ive realised I wont be able to get much funding, so I'm gna be applying for a Career Development Loan (give away upto £10000). But the application can take a couple of months, which is why I'd rather apply now. Anyway, Im applying to do the Masters part-time, so I can self-fund alot of it.

I'm currently finishing my 3rd year in Physics with Astro BSc at Sussex. I am planning on applying to do an MSc Physics at either UCL, Kings or Imperial. My 1st year grade I got 47% but in my 2nd year I achived 63% and I'm on course to get 65+% overall. I had migitating evidence for my 1st year results as I had developed a serious illness around exam time.

My issue is whether I should wait until I get my final grade before I apply to places like Imperial? I dont really know how transcipts work and whether I can say about my illness in 1st year, but I would imagine I wouldnt really stand a chance on getting an offer from somewhere like Imperial if I were to apply now. If I waited until final results (end of June), do you think I stand a realistic chance of an offer? Same applies to UCL and Kings..

I would rather apply now though so atleast I have a plan on my future in regard to funding etc..

Advice would be great

Thanks